The government brings many government schemes to help the economically weaker people in the country, one of them is Ayushman Jan Arogya Yojana, which aims to provide free treatment to economically weaker families.
Under this, the beneficiary family gets an annual insurance cover of Rs 5 lakh, with the help of which that family can get free treatment up to Rs 5 lakh in a year, let us know other important information related to this scheme.
30-year-old Pramod Singh, a resident of Uttarakhand, had a son in 2019, but due to a mistake while cutting the umbilical cord at the time of birth, the child started having problems in the navel and in 2022 this problem reached the point of surgery.
But financially weak Pramod was unable to get this surgery done on his own and on the other hand, the child’s condition was becoming critical.
Free treatment of the child was done with government help
In such a situation, one of Pramod’s advisors told Pramod about the Ayushman Bharat Yojana, which is a government scheme started by the government for economically backward people, with the help of which any needy person can get free treatment up to Rs 5 lakh.
This scheme proved to be very beneficial for Pramod. He first got his Ayushman card made and then got his child treated for free in a government hospital in Dehradun. Under this scheme, the cost of surgery of Rs 37,000 was waived and today after the surgery, Pramod’s child is completely healthy.
What is Ayushman Bharat Scheme?
Ayushman Bharat Yojana is known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. Which has been started by the Government of India in 2018. Its objective is to help in the treatment of poor and economically backward people in the society so that all the needy get quality treatment on time.
Under this scheme, every economically weaker family gets an insurance cover of Rs 5 lakh annually, in which any person of that family can get free treatment up to Rs 5 lakh. The benefit of this scheme is available in all government and some private hospitals.
Who can get treatment under this scheme
Any citizen of the country who is financially weak can take advantage of this scheme, it includes those families of rural and urban areas who have no money.
– There is only a 1 room kutcha house
– Those who do not have any land
– A family in which there is no male head between 16 and 59 years of age
– The household in which the male is handicapped or physically incapable
– Scheduled Castes and Scheduled Tribes
– helpless, homeless family
– Tribal group
– Legally freed bonded labourers
– Beggar
– Garbage pickers
– Domestic help
– Street vendors, cobblers, hawkers, washermen
– Porter, laborer, mason, sweeper, gardener
Which diseases are treated under this scheme?
– Treatment of physical problems related to burns, cuts or wounds
– Treatments related to heart disease
– Treatments related to heart, chest and vessels
– General medical treatment
– Treatment with general surgery
– Internal nerve radiation therapy (cancer treatment)
– Treatments related to mental disorders
– Treatment of problems related to newborn babies
– Treatment of problems related to the brain and nervous system
– Treatment of problems related to obstetrics/reproductive organs
– Treatment of eye related problems
– Treatment of problems related to mouth, jaw, face
– Treatment of bone related problems
– Treatment of problems related to ear, nose and throat
– Treatments related to small children
– Operation of small children
– Treatments involving plastic surgery and body contouring surgery
– Treatment of problems arising in the body due to serious injuries
– Treatment of cancer with radiation therapy
– Cancer surgery
– Treatment related to urinary tract disease
– Treatment of corona
Which diseases are not treated under this scheme
– Operation of appendix
– Treatment of malaria
– Hernia operation
– Treatment of hemorrhoids
– Treatment of male hydrocele
– Male sterilisation
– Inflammation of the intestines
– Treatment of dysentery
– Treatment of HIV AIDS
– Operation of the uterus
– Process of joining body parts
– Lumbar disease
– Sexual diseases
– Kidney pain
– Treatment of bladder infection
– Treatment of enteric fever
– Treatment of nerve glands
Do all private hospitals provide free treatment
No, treatment under this scheme cannot be availed in all private hospitals, treatment can be availed only in those hospitals which are covered under this scheme, for this you can check on the official website of Ayushman Yojana. You can go to Find Hospital there and get information about private hospitals.
Can this treatment be done in all government hospitals?
Yes, treatment can be availed under this scheme in all the big and small government hospitals of the country.
How to get Ayushman card made
To get this card made, you will have to follow some steps.
– First of all login to the official website of the scheme https://bis.pmjay.gov.in/.
– After that, on the right side of the home page, the option of Beneficiary Login will appear, click on it.
– After this you will have to register the mobile number registered with Aadhaar.
– After which an OTP will come on your mobile, enter the OTP and login again.
– Select your state on the next page, then go to the scheme section and click on Pradhan Mantri Jan Arogya Yojana.
– After this, enter the necessary information like your family ID, Aadhar number, name, location and verify your ID.
– After this, all the Ayushman Bharat cards linked to your Aadhar, ID and Family ID will be visible.
– To download these cards, click on download card. After which you will get an OTP, verify it.
– After this, you can select the Ayushman card you want to download and download it, your Ayushman card will be downloaded in PDF format.
The prescribed age to avail the scheme
Any member of the family can avail the benefits of this scheme. There is no fixed time limit to avail the benefits of this scheme. This means that anyone from a small child to an elderly member of the family can be treated under this scheme.
Documents required for Ayushman Card
To get an Ayushman card, it is very important for the beneficiary to have an Aadhaar card, ration card and mobile number. Without these necessary documents, it is difficult to get an Ayushman card made.
Can I get my money back from the government if my card is not working?
No, the government is bound to treat you in all government and some private hospitals if you have a card under this scheme and not to refund the money for your treatment. If a hospital does not treat you for free despite having a card, you can complain about it. In case of a complaint, strict action can be taken against that government hospital. Cardholders of the scheme can register their complaint on the national toll-free number 14555 of Ayushman Bharat Yojana.